How To Create A Bank Account in USA

Creating a bank account in the USA can be beneficial for online entrepreneurs for various reasons, including facilitating financial transactions and expanding business opportunities. Here are some of the primary reasons to consider opening a bank account in the USA:

1. Bank Drops and Deposits: You can use the account to load funds via ACH, bank wire, direct deposit, or check deposit.

2. Picker Account: This allows you to receive funds on behalf of clients and withdraw them using local Visa cards or online cards like Payoneer in Nigeria, Ghana, South Africa, or other countries.

3. Bitcoin and Advertising : An American bank account can be used to register for online Bitcoin accounts or to pay for advertisements in the USA.

Step-by-Step Guide to Creating a Bank Account in the USA

Follow these steps to create a bank account in the USA:

1. Visit the First Tech Federal Credit Union Website

   - Go to [First Tech Federal Credit Union](https://www.firsttechfed.com/).

   - Ensure you are connected to a USA IP address using a VPN or socks to avoid location-based restrictions.

2. Become a Member

   - Click on the "Become a Member" button on the website's homepage.

3. Join Now

   - Click on "Join Now" to start the application process.

4. Continue with the Application

   - Click "Continue" to proceed with the membership application.

5. Enter SSN Information

   - Provide the Social Security Number (SSN) information. This is a crucial step as it verifies your identity.

6. Provide Email and Phone Number

   - Enter your email address. The phone number can be a Voice over Internet Protocol (VOIP) number if you don't have a USA-based phone number.

7. Proceed with the Application

   - Click "Continue" after entering the necessary contact details.

8. Enter SSN and Date of Birth

   - Input the SSN and Date of Birth details accurately and click "Continue."

9. Address Information

   - Provide the address associated with the SSN information you are using.

10. Continue with the Address

   - Click "Continue" to move forward in the application.

11. Select USA Citizen

   - Choose "USA Citizen." If needed, you can generate ID information from [businer.com](https://businer.com/).

12. Enter ID Information

   - After generating the ID information, enter it and click "Continue."

13. Answer Security Questions

   - Select "No" for the security questions and click "Continue."

14. Add Account and Routing Numbers

   - Choose "Manual" to enter only the account number and routing number for the bank account.

15. Use Bank Logs with Money

   - You can use any bank log that has money in it for this step.

16. Select No for Additional Options

   - Choose "No" when prompted for additional options and click "Continue."

17. Agree to Terms and Conditions

   - Select "I Agree" to the terms and conditions.

18. Opt Out of Additional Services

   - Click "Opt Out" if prompted to enroll in additional services.

19. Final Review and Continue

   - Click "Continue" to finalize your application review.

20. Complete the Application Process

   - Click on the provided box and choose "No" for any final questions.

21. Application Under Review

   - Your application will be reviewed. This may take some time, so be patient.

22. Application Approval

   - Once the review is complete, your application will be approved.

23. Create Login and Password

   - After approval, you will be prompted to create a login ID and password for your new bank account.

Conclusion

By following these steps, you can successfully create a bank account in the USA. This account can then be used for various purposes, such as receiving payments, managing funds, and facilitating business transactions globally. Always ensure that all the information provided is accurate and legitimate to avoid any complications during the application process.