iCredit Loan: How to Get Loan, App Download and Reviews

iCredit Loan | App Download and Reviews | How to Apply and Get Loan.

iCredit Loan is one of the best loan provider that gives financial support to individual and businesess when they are weak financially. In this current economy, the demand for loans in Nigeria has been on constant rise.

Due to this, several loan providers has risen up to solve this issues by providing quick and easy loan to Nigerians, and one of which is iCredit Loan.

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In this article, I will explain everything you need know about iCredit Loan and how you can apply for loan to get approved easily.

iCredit Loan Reviews

iCredit Loan is a lending platform that offers flexible and secure loan to individual and businesess without paperwork, guarantors, or collateral.

It loan offerings range from N1,000 to N50,000 and it minimum and maximum period for repayment is 91 days to 365 days respectively.

Disbursement is fast and secure. It can be done within the period of 5-minutes into your bank account once your application is approved.

Is iCredit Loan App Safe and Trustworthy?

iCredit Loan App is a Legit and Scam-Free Lending Platform that offers loans to individuals and businesess in Nigeria.

A lot of users have showed their proof of testimony about the company on the loan advantages provided. See iCredit User's Reviews on Google Play Store.

Benefits

Here are the benefits of getting loans from iCredit lending platform;

1. No hidden charges and fees.
2. You have the chance to borrow upto 50k
3. You can choose best option of repayment schedule.
4. iCredit Loan is secure, flexible and fast
5. No downtime, iCredit Loan is available 24/7

That are some advantages of using iCredit Loan to get financial support.

Loan types in iCredit Loan App

Here are the loan types iCredit Loan is offering to individual and businesess:

1. Car Loans
2. Credit Card Loans
3. Direct Personal Loans
4. Loans against Guarantee
5. Loans on two wheels
6. Medical Loans
7. Mini Money Loans
8. Mobile Phone Loans
9. Mortgage Loans
10. Sustainable Consumer Loans
11. Travel Loans

That's the type of loans the iCredit lending platform offers to Nigerians.

Requirements to Apply for iCredit Loans.

Below are the requirements and documents needed to be eligible to apply for loan on iCredit Lending Platform.

No.1 requirements, iCredit uses the data on your phone including your SMS history to validate and verify your identity and create a credit score.

Secondly, your bank account details will be needed to receive disbursement. Also your Bank Verification Number (BVN) will be submitted to confirm your bank account.

iCredit Loan only offers loan to Nigerian. So if you're not a citizen of Nigeria, your application might be denied.

You must be at least 20 years old before you could apply for loan on iCredit. However, you must not pass the age of 50years.

Lastly, you must have a source of monthly income and provide the proof in your application form.

How to Apply and Get iCredit Loan

To begin the process of iCredit Loan Application, you must have downloaded the mobile app on your smartphone. How to download iCredit Loan App will be explained below in another section.

Follow the below instructions to apply for iCredit Loan.

1. Download and Install iCredit Loan App
2. Launch the mobile app and click on register an account
3. Fill in the application form
4. Enter your personal information such as full names, email and phone number
5. Then click on apply for loan
6. Enter your bank account details to receive disbursement

Do not that if your credit score do not meet their expectations, your loan application will be declined and no money will be deposited into your submitted bank account.

iCredit Loan Interest Rate

For every loan available for disbursement on iCredit lending platform always comes with interest rate that varies between 5% to 30% per month with an advertised one-time origination fee that range between N1,000 to N6,000.

However, the interest will automatically increase by 2% per whenever you missed your repayment schedule.

Loan Default

Here is what will happened whenever you missed your repayment plans.

First of all, your interest rate will increase by 2% per day. Secondly, too much default might leads to reporting you to credit bureau by iCredit which might lead to blacklisting of your BVN. This action caused you not to able to borrow money from any other lending platform in Nigeria.

In addition, there is something called revolving credit limit. It simply means getting a higher loan amount when you repay your previous loan without any defaults. So when you default, your next loan amount will be reduced.

iCredit Loan Mobile App

In this section, you will learn how to download iCredit Loan App. Follow the below steps to get started.

1. Go-to Google Play Store or iOS app store on your smartphone
2. Search for iCredit Loan App in the search box
3. Many apps will appear, click the one with iCredit Loan
4. Install the app
5. Then open and Register.

That's just the simple methods to download iCredit Loan App for free.

iCredit Loan Contact Information

Below are various medium where you can get in touch with iCredit Loan Platform/Company.

You can contact them via the following means;

• Email: support@goodicredit.com
• Call: +2348021810034
• Official website: icredit.net.au
• Headquarter Address: No.9 Oluwole Omole Street, Off Esomo, Toyin, IKEJA 100001, Lagos.

You can also use this phone number [+2348021810034] to connect with their customer care service.

Final Thoughts

When you're planning to get loan in Nigeria, it's better to get from trusted and safe platform. One of which is iCredit Loan Platform. It offers best services when it comes to Lending.

I hope you find this article interesting and helpful? Drop your opinion, suggestions and corrections in the comments section. Cheer!